Regulations
RBI · NPCI · MeitY · register as supplied, 3 Nov 2026
R05 · Digital Payments — E-mandate Framework, 2026
RBI · In force
R11 · Card-on-File Tokenisation (CoFT)
RBI · In force
R13 · Master Direction on Prepaid Payment Instruments (2021, as amended); Draft MD on PPIs 2026
RBI · In force (2021 MD); 2026 draft not finalised
R17 · NPCI — discontinuation of UPI P2P collect requests
NPCI · In force
R18 · NPCI — UPI P2M transaction-limit increase
NPCI · In force
R19 · UPI MDR on P2M payments above ₹2,000
NPCI · Deferred
R20 · NPCI — on-device biometric authentication on UPI
NPCI · In force
R21 · UPI Lite and UPI 123Pay limits
RBI/NPCI · In force
R22 · NPCI — UPI API usage limits
NPCI · In force
R23 · Digital Personal Data Protection Act, 2023 and DPDP Rules, 2025
MeitY · Effective in 189 days
R24 · RBI (Asset Classification, Provisioning and Income Recognition) Directions, 2026 — ECL framework
RBI · Effective in 147 days
S02 · Master Direction on Digital Payment Security Controls (18 Feb 2021)
RBI · Superseded → R09
S03 · Master Direction – Know Your Customer Direction, 2016
RBI · Superseded → R08
S04 · E-mandate circulars 2019–2024 (eight)
RBI · Superseded → R05
S05 · PA-PG Guidelines (Mar 2020, Mar 2021) and PA-CB framework (Oct 2023)
RBI · Superseded → R07
S06 · Customer Protection – Limiting Liability of Customers in Unauthorised Electronic Banking Transactions (6 Jul 2017)
RBI · Carried into RBC Directions 2025; amended by R06 from 1 Jan 2027