Coverage Map

Regulation paragraphs mapped to CMCs, PMCs, SOPs, controls and learning modules.

CMC-Cards-2024-07CMC-Cards-2024-09CMC-Cards-2026-04CMC-Cards-2026-05PMC-Cards-2025-03SOP-Credit-Underw…SOP-Onboarding-Ca…SOP-DisputesSOP-Closure-CardsCTRL-CRD-014CTRL-CRD-022CTRL-CRD-030CTRL-COL-008M1M3GAP DETECTEDpara 29GAP DETECTEDpara 58R0197 paragraphs
CMCPMCSOPControlLearning moduleGAP

R01 · section-wise coverage

85 covered · 10 review · 2 gap

  • para 11
    Unsolicited cards & activation
    COVERED
  • para 12(2)
    Independent assessment
    REVIEW
  • para 19–20
    Closure & inactive cards
    COVERED
  • para 23
    Late charges
    COVERED
  • para 25
    Billing disputes
    COVERED
  • para 29
    Billing-cycle change
    GAP
  • para 36
    CIC reporting notice
    REVIEW
  • para 58
    Co-brand revenue-share disclosure
    GAP
  • paras 8, 22, 45, 50, 67, 68, 83
    Substituted 1 Oct 2026
    REVIEW

Blue Book insight

2 paragraphs of Cards Directions 2025 are not yet operationalised.