RBIIn force
Card-on-File Tokenisation (CoFT)
- Reference
- Circulars 7 Sep 2021, 24 Jun 2022, 21 Dec 2023
- Issued
- 7 Sept 2021
- Effective
- In force · raw CoF storage barred from 1 Oct 2022
Scope
Only issuer and network may store actual card data; tokens via networks or, since Dec 2023, directly at issuer level.
verify — sourced from RBI Dec 2023, pending confirmation against the regulator's text.
Linked context
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