PMCPMC-UPI-2026-02v2 · 29 Apr 2026
New merchant onboarding and UPI collect rules
Owner UPI Operations · Approver Head Payments
§3 P2P collect
No P2P collect request initiated, routed or processed after 1 Oct 2025. Merchant collect continues.
§4 Category limits
Credit-card bill payment up to ₹5 lakh/txn, ₹6 lakh/day; P2P stays ₹1 lakh/day.
§6 UPI MDR (on hold)
Section on hold — NPCI deferred the MDR rollout; revised date awaited.